Lender Perspectives

Passive Loan Profitability

To profit on a loan you're required to wait (seed) for 20 days while we extract funds from external demand or from the debt pool in order to fully cover the oldest lenders in queue. Upon loan initiation the principal is absorbed into the pool to be allocated, providing 5.2% daily return.

We mediate between lenders

76%Immature* loans


    Pool of loans made by lenders

* Immature loan = every loan which is still not profitable (not older than 20 days). Daily returns are given as long as there are sufficient loan funds inside the pool.


  • Accrual Days:EVERY SINGLE DAY
  • Loan Duration: 5.2% Daily for 30 Days
  • 100%Initial Funds
  • 54% ROL
  • 156%total return

Friendly P2P Platform

Start lending without any hassles,
A low minimum entry of only $25.

Open a Free Account
Make Money Online!

Company Vision

Lend your Way To Wealth!

Jump start your financial goals.
Grow faster than the economy.


Highest Monthly Return

Unlike others in the field of payday loans, we target a high monthly return in the long term.
This number was designed by experience, to satisfy both your profits & our longevity needs.

Our web site name meaning derived from 2 words: 'Passive' & 'Loan' which represent our vision to create a sustainable and self-efficient P2P loan platform. PassiveLoan is about getting a passive stream of profit fueled by the ever growing demand for P2P lending. We also allow to make money online by spreading the word amongst friends. Passive Loan mediation service is a by-product of evolution, originated from the oldest fundamentals of our financial society. That's to help one another to extract future time resource in the present, in order for both to increase profitability and expand. At the bottom line we hope to establish a happy community of lenders, where "win-win" situation is cultivated from the very start onto the long term ..

Affiliate's  Program

Affiliate Levels & Statuses:

We've 3 kind of statuses for affiliates: Affiliate, Rep and V.I.P for those who qualified and pass challenges in terms of downlines and commissions count. Win a reward of up to $1,000 Bonus!


Level 1

Level 2



Affiliate  Program

We offer a multi-level program (see structure ↙) that pays up to 10% instant commission for every lender you or your downline refer to
us and you'll keep earning commission on all their future loans.

Affiliate status get an extra $250 bonus upon reaching 100 active
referrals and again $250 bonus for reaching over 200 active referrals.
Representative status get extra $100 bonus upon reaching over 20 active referrals, only if you're listed here and for 100 they'll get $400.

V.I.P status will get you an astonishing $500 bonus reward if you
reach 300 active referrals or $15,000 in total referral commissions.

Recent Activities

Stay Tuned For News

To be published in 2017

Today we are very pleased to announce the exciting and long anticipated opening of PassiveLoan.com, a truly passive P2P online lending platform. This money making service is a product of long term experience, team work, research and refinements in the ever growing field of loans and capital allocation.

We provide an all-inclusive, easy-to-use interface where you can generate and observe daily earnings from loans placed with us. There are none similar to PL, we can work indefinitely, preserving all account values, so basically it can't be distracted, at worst slowed down only to rise again at times of demand.

You're invited to join and explore all of the platform merits, share our passion making this dream alive.

Full news..

We are preparing for the final testing stage of the 'PL Platform' and the 'SmartDebt Software' for pool capital allocations. All recent stress tests indicate that we can host ~100,000 lenders for the next 10 months without any upgrades to the current setup.

Incorporation of the company as an online entity for future representation is currently in progress now. As of beginning of this December all account tech' elements were integrated and tested for heavy load. In addition we've put two sys-admins in charge for security protocols, communications and encryption.

If everything will run according to our plan we expect the launch couple of months, somewhere by end of December and not later than mid of January.

Full news..

Stay Tuned for more upcoming news and events.

Full news..